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Mark Steber, the chief tax officer at Jackson Hewitt Tax Service, said his company also is starting to help clients wade through the health care rules and “additional complexityon the 1040 form.

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The problem? Many Americans didn’t. In fact, tax prep service Jackson Hewitt reports that following the 2018 tax year, 55% of filers did not make changes to their withholding. And 18% of filers.